:root {
  --navy: #0A1B26;
  --navy-deep: #07131C;
  --navy-line: #1B2C38;
  --text: #53606D;
  --muted: #7B8490;
  --line: #D6DCE2;
  --ring: #C6D0DC;
  --gold: #B98B3D;
  --gold-light: #D2AA62;
  --bg-soft: #F4F6F8;
  --white: #FFFFFF;
  --wrap: 1160px;
  --font: "Inter", "Segoe UI", -apple-system, BlinkMacSystemFont, "Helvetica Neue", Arial, sans-serif;
}
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--white);
  color: var(--text);
  font-family: var(--font);
  font-size: 17px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img, svg { display: block; max-width: 100%; }
a { color: inherit; }
h1, h2, h3 { color: var(--navy); line-height: 1.2; margin: 0; font-weight: 700; letter-spacing: -0.01em; }
p { margin: 0; }
.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 24px; }
.eyebrow {
  display: inline-block;
  font-size: 12px; font-weight: 700; letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--gold);
}
section { scroll-margin-top: 72px; }

/* Header */
.site-header {
  position: sticky; top: 0; z-index: 10;
  background: rgba(255,255,255,0.96);
  backdrop-filter: saturate(140%) blur(6px);
  border-bottom: 1px solid var(--line);
}
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; height: 72px; gap: 24px; }
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; }
.brand-mark { width: 46px; height: 46px; flex: none; }
.brand-name { font-size: 15px; font-weight: 700; letter-spacing: 0.32em; color: var(--navy); }
.nav { display: flex; align-items: center; gap: 28px; }
.nav a { text-decoration: none; font-size: 15px; color: var(--text); }
.nav a:hover { color: var(--navy); }
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  padding: 12px 22px; border-radius: 2px;
  font-size: 15px; font-weight: 600; text-decoration: none; letter-spacing: 0.01em;
  border: 1px solid transparent; transition: background .15s, color .15s, border-color .15s;
}
.btn-dark { background: var(--navy); color: var(--white) !important; }
.btn-dark:hover { background: #12293A; }
.btn-gold { background: var(--gold); color: var(--white); }
.btn-gold:hover { background: #A57A31; }
.btn-ghost { border-color: rgba(255,255,255,0.35); color: var(--white); }
.btn-ghost:hover { border-color: var(--white); }
.header-cta { padding: 10px 18px; }

/* Hero */
.hero {
  background:
    radial-gradient(900px 480px at 85% 10%, rgba(185,139,61,0.10), transparent 60%),
    linear-gradient(180deg, var(--navy) 0%, var(--navy-deep) 100%);
  color: #C9D2DB;
  overflow: hidden;
  position: relative;
}
.hero .wrap { display: grid; grid-template-columns: 1.25fr 0.75fr; gap: 64px; align-items: center; padding-top: 96px; padding-bottom: 104px; }
.hero h1 { color: var(--white); font-size: clamp(34px, 4.6vw, 54px); margin: 18px 0 20px; }
.hero .slogan { color: var(--gold-light); font-style: italic; font-size: 20px; margin-bottom: 26px; }
.hero .lead { font-size: 18px; max-width: 600px; color: #B7C2CD; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 36px; }
.hero-mark {
  position: absolute; right: -150px; bottom: -190px; width: 560px; height: 560px; opacity: 0.035; pointer-events: none;
}
.facts {
  position: relative;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.12);
  border-top: 2px solid var(--gold);
  padding: 30px 30px 10px;
}
.facts dl { margin: 0; }
.facts div { padding: 0 0 18px; margin-bottom: 18px; border-bottom: 1px solid rgba(255,255,255,0.10); }
.facts div:last-child { border-bottom: 0; margin-bottom: 0; }
.facts dt { font-size: 12px; letter-spacing: 0.14em; text-transform: uppercase; color: #8794A1; margin-bottom: 4px; }
.facts dd { margin: 0; color: var(--white); font-size: 16px; }

/* Sections */
.section { padding: 96px 0; }
.section-soft { background: var(--bg-soft); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.section-head { max-width: 720px; margin-bottom: 52px; }
.section-head h2 { font-size: clamp(28px, 3.2vw, 38px); margin-top: 12px; }
.section-head p { margin-top: 18px; font-size: 18px; }

.about { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: start; }
.about h2 { font-size: clamp(28px, 3.2vw, 38px); margin-top: 12px; }
.about-text p + p { margin-top: 18px; }
.about-text strong { color: var(--navy); font-weight: 600; }

.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.card {
  background: var(--white); border: 1px solid var(--line); padding: 34px 30px 32px;
  display: flex; flex-direction: column;
}
.card .icon { width: 44px; height: 44px; color: var(--gold); margin-bottom: 24px; }
.card h3 { font-size: 20px; margin-bottom: 12px; }
.card ul { margin: 6px 0 0; padding: 0; list-style: none; }
.card li { position: relative; padding-left: 18px; margin-top: 8px; font-size: 16px; }
.card li::before { content: ""; position: absolute; left: 0; top: 0.72em; width: 8px; height: 1px; background: var(--gold); }
.note { margin-top: 28px; font-size: 16px; color: var(--muted); }
.note a { color: var(--navy); font-weight: 600; }

.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; border-top: 1px solid var(--line); }
.step { padding: 30px 28px 8px 0; position: relative; }
.step + .step { padding-left: 28px; border-left: 1px solid var(--line); }
.step-num { font-size: 13px; font-weight: 700; letter-spacing: 0.14em; color: var(--gold); }
.step h3 { font-size: 18px; margin: 12px 0 10px; }
.step p { font-size: 16px; }

.split { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.panel { border: 1px solid var(--line); padding: 44px 40px 40px; background: var(--white); }
.panel-dark { background: var(--navy); border-color: var(--navy); color: #B7C2CD; }
.panel-dark h2 { color: var(--white); }
.panel h2 { font-size: 26px; margin: 12px 0 14px; }
.panel > p { margin-bottom: 22px; }
.checks { margin: 0; padding: 0; list-style: none; }
.checks li { position: relative; padding: 13px 0 13px 32px; border-top: 1px solid var(--line); font-size: 16px; }
.panel-dark .checks li { border-top-color: rgba(255,255,255,0.12); }
.checks li strong { display: block; color: var(--navy); font-weight: 600; }
.panel-dark .checks li strong { color: var(--white); }
.checks li::before {
  content: ""; position: absolute; left: 2px; top: 20px; width: 12px; height: 7px;
  border-left: 2px solid var(--gold); border-bottom: 2px solid var(--gold); transform: rotate(-45deg);
}
.panel .btn { margin-top: 28px; }

/* Contact */
.contact { background: var(--navy-deep); color: #B7C2CD; }
.contact .wrap { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; padding-top: 96px; padding-bottom: 96px; align-items: start; }
.contact h2 { color: var(--white); font-size: clamp(28px, 3.2vw, 38px); margin: 12px 0 18px; }
.contact-card { border: 1px solid rgba(255,255,255,0.12); border-top: 2px solid var(--gold); padding: 34px 34px 30px; }
.contact-name { color: var(--white); font-size: 20px; font-weight: 700; }
.contact-role { color: #8794A1; margin-bottom: 22px; }
.contact-list { margin: 0; display: grid; grid-template-columns: 26px 1fr; row-gap: 10px; }
.contact-list dt { color: var(--gold-light); font-weight: 700; }
.contact-list dd { margin: 0; color: var(--white); }
.contact-list a { color: var(--white); text-decoration: none; border-bottom: 1px solid rgba(255,255,255,0.3); }
.contact-list a:hover { border-bottom-color: var(--gold-light); }
.contact-reg { margin-top: 24px; padding-top: 18px; border-top: 1px solid rgba(255,255,255,0.12); font-size: 14px; color: #8794A1; }

/* Footer */
.site-footer { background: var(--navy-deep); border-top: 1px solid var(--navy-line); color: #8794A1; font-size: 14px; }
.site-footer .wrap { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px 32px; padding-top: 26px; padding-bottom: 30px; }
.site-footer .slogan-small { color: var(--gold); font-style: italic; }

/* Responsive */
@media (max-width: 960px) {
  .nav a:not(.btn) { display: none; }
  .hero .wrap, .about, .contact .wrap { grid-template-columns: 1fr; gap: 44px; }
  .cards { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr 1fr; }
  .step:nth-child(3) { border-left: 0; padding-left: 0; }
  .step:nth-child(n+3) { border-top: 1px solid var(--line); margin-top: 8px; }
  .split { grid-template-columns: 1fr; }
}
@media (max-width: 600px) {
  body { font-size: 16px; }
  .wrap { padding: 0 16px; }
  .site-header .wrap { height: 64px; }
  .brand-mark { width: 40px; height: 40px; }
  .brand-name { font-size: 13px; letter-spacing: 0.26em; }
  .hero .wrap { padding-top: 60px; padding-bottom: 68px; }
  .hero .slogan { font-size: 18px; }
  .hero .lead { font-size: 16px; }
  .hero-actions .btn { flex: 1 1 100%; }
  .section { padding: 68px 0; }
  .steps { grid-template-columns: 1fr; }
  .step, .step + .step { padding: 24px 0 8px; border-left: 0; }
  .step + .step { border-top: 1px solid var(--line); margin-top: 8px; }
  .panel { padding: 32px 22px 28px; }
  .contact .wrap { padding-top: 68px; padding-bottom: 68px; }
  .contact-card { padding: 26px 20px 22px; }
  .facts { padding: 24px 22px 6px; }
}

/* Language switch */
.lang { display: inline-flex; align-items: center; gap: 2px; font-size: 13px; font-weight: 600; letter-spacing: 0.08em; }
.nav .lang a { display: inline-block; padding: 4px 6px; color: var(--muted); text-decoration: none; }
.nav .lang a[aria-current="page"] { color: var(--navy); border-bottom: 2px solid var(--gold); }
.nav .lang a:hover { color: var(--navy); }
@media (max-width: 960px) {
  .nav { gap: 14px; }
  .nav .lang a { display: inline-block; }
}
@media (max-width: 480px) {
  .nav .header-cta { display: none; }
  .nav .lang a { padding: 4px 5px; }
}